I am Willy

Northpoint Development Bank

Credit Investigator

• Investigates credit standing and financial history of individuals and business establishments applying for loans

• Responsible for processing personal and business loan applications following the bank’s policies and procedures

• Collects relevant information through reliable sources to determine credit worthiness of applicants

• Notifies customers of the approval and rejection of credit either via emails or phone calls or both

• Undertakes personal visits to confirm residential and business addresses

• Responsible for collecting debts from defaulters with penalty charges

• Responsible for reviewing credit applications and conducting background investigation

• Responsible for processing credit applications after confirming financial status of applicants

• Interviews individuals and business owners via phone calls and visitv

• Responsible for the verification of information provided by customers for credit

• Conducts investigation on the history and credit standing of loan applicants

• Collaborates with credit rating agency to get required information

• Undertakes research and collects information on social behavior and credit report of individuals

• Actively work to maintain and improve portfolio quality and prevent loss

• Stays abreast of legal and regulatory changes and industry trends.